Financial Services
“Rajah & Tann’s banking and finance team is very established in acting for both banks and borrowers. Their experience and turnaround time in preparing and negotiating across the whole suite of financing documentation is an asset in closing a transaction, especially where timelines are critical.”
Chambers Asia-Pacific 2025
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Financial Services Team →
Meet our regional team of experienced lawyers
The financial services sector is a dynamic and integral part of the global economy, encompassing a broad range of activities that facilitate the management, investment, transfer, and lending of money. At the core of economic growth, this sector ensures the flow of capital and support for individuals and businesses alike.
As a result, you need to navigate a complex and dynamic legal and regulatory environment that affects your financial activities and transactions. We are dedicated to providing comprehensive legal assistance to clients operating within this multifaceted industry. From traditional banking to innovative financial technologies, we can advise and represent you on a range of legal issues and challenges, such as regulatory compliance, transactions, disputes, investigations, and governance.
We can also help you leverage the latest technologies and innovations in the financial industry, such as blockchain, artificial intelligence, big data, cloud computing, and biometrics.
Our services cater to entities involved in savings and loans, securities investment, and a spectrum of related activities, including financial data provision. We understand the complexities of monetary intermediation, central banking functions, and the intricate web of financial leasing, trade financing, and credit services. Our expertise extends to the oversight of financial market administration, ensuring our clients navigate the regulatory landscape with confidence. Whether it’s facilitating mergers and acquisitions, structuring complex financial instruments, or managing risk through hedging arrangements, our team is equipped to empower clients with the legal acumen required for success in the financial services sector.
Featured insights
Enhanced Regulation for Singapore Virtual Asset Service Providers (VASPs)
Rajah & Tann Singapore Contributes Article on Enhanced Regulation for Singapore Virtual Asset Service Providers (VASPs) to India Business Law Journal
How We Can Help You
Our expert regional financial services lawyers can help you with various legal issues and challenges in the financial services industry, such as:
- Banking and Finance: We can advise you on various types of loans, mortgages, credit cards, and other forms of financing, as well as the applicable laws and regulations. We can also help you with financial leasing, international trade financing, and other credit granting services. We can assist you with credit monitoring and KYC (Know Your Customer) database service providers. We can also represent you in disputes, investigations, and enforcement actions related to banking and finance.
- Securities and Capital Markets: We can advise you on securities offerings, listings, disclosures, compliance, and transactions, as well as the relevant laws and regulations. We can also help you with investment banking and brokerage services, such as equity and debt underwriting, mergers and acquisitions, securities lending, and advisory services. We can assist you with trading and brokerage services for financial assets, such as equities, commodities, debts, currencies, and cryptocurrencies. We can also represent you in disputes, investigations, and enforcement actions related to securities and capital markets.
- Financial Market Infrastructure: We can advise you on the rules and regulations governing the operation and participation in financial markets, such as commodity contract exchanges, stock and securities exchanges, and currency, futures, and options exchanges. We can also help you with transaction processing and settlement activities, such as clearing houses, payment systems, and custodians. We can assist you with contracts and agreements involved in financial market infrastructure. We can also represent you in disputes, investigations, and enforcement actions related to financial market infrastructure.
- Fintech and Innovation: We can advise you on the legal and regulatory implications of adopting or creating new financial products and services, such as digital banks, payment platforms, robo-advisers, and crowdfunding platforms. We can also help you with the application and development of new technologies and innovations in the financial industry, such as blockchain, artificial intelligence, big data, cloud computing, and biometrics. We can assist you with the intellectual property, data protection, and cybersecurity issues involved in fintech and innovation. We can also represent you in disputes, investigations, and enforcement actions related to fintech and innovation.
Range of Clients
- Financial market infrastructures, trading facilities and platform operators
- Commercial and private banks
- Prime brokers, brokers, dealers, traders
- Funds
- Financial advisers
- Corporate investors
- Insurance companies
- Payment system operators, providers, card brands, acquirors, processors and other intermediaries
- Crowd-funding/sourcing platforms, and cryptocurrency, blockchain and other FinTech businesses
Recognition
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Band 1 - Securitisation & Derivatives: Domestic (Singapore)Chambers Asia-Pacific (2024)
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Tier 1 - Financial Services Regulatory (Singapore)The Legal 500 Asia Pacific (2024)
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Tiers 1 & 2 - Banking & Finance (Indonesia, Malaysia, Singapore)The Legal 500 Asia Pacific (2025)
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Bands 1 & 2 - Banking & Finance (Indonesia, Singapore, Malaysia)Chambers Asia-Pacific (2025)
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Tiers 1 & 2 - Financial & Corporate (Cambodia, Myanmar)IFLR1000 (2023)
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Band 2 - Banking & Finance: Regulatory (Singapore)Chambers Asia-Pacific 2025
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Band 2 - Banking & Finance: Regulatory (Singapore)Chambers Asia-Pacific (2024)
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Band 2 - FintechChambers Fintech (2024)
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Financial Services Regulatory – Featured: Global 50 FirmsIFLR Specialists (2019)
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Regulatory Law Firm of the Year (Pan Asia)Asian Legal Business (2023)
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Outstanding - Banking and Financial Services (Indonesia, Singapore)Asialaw Profiles (2023)
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Highly Recommended - Banking and Finance Services (Cambodia, Myanmar)Asialaw Profiles (2023)
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Recommended - Banking and Finance Services (Lao PDR, Malaysia, Philippines, Thailand)Asialaw Profiles (2023)
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Ranked Lawyers - Banking & Finance (International Firms)Chambers Asia-Pacific (2025)
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Ranked - Banking & Finance (Thailand, Vietnam)The Legal 500 Asia Pacific 2025
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Ranked - Banking & Finance (Philippines)Chambers Asia-Pacific (2025)
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Ranked - Financial & Corporate (Lao PDR)IFLR1000 (2023)
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"The firm has contacts with key Indonesian service providers, which really helps us in moving the process along."Chambers Asia-Pacific (2025) (Indonesia)
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"The team at Rajah & Tann is always highly responsive, consistently delivers expert legal advice and can quickly grasp commercial considerations and propose well-thought-out solutions."Chambers Asia-Pacific (2025) (Singapore)
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"Gatmaytan Yap Patacsil Gutierrez & Protacio provided quick turnaround times and detailed legal analysis."Chambers Asia-Pacific (2025) (Philippines)
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"The team is proficient in navigating intricate situations. Its lawyers proactively communicate and swiftly take action to ensure matters are promptly resolved."Chambers Asia-Pacific (2025) (Malaysia)
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"Rajah & Tann's banking and finance team is very established in acting for both banks and borrowers. Their experience and turnaround time in preparing and negotiating across the whole suite of financing documentation is an asset in closing a transaction, especially where timelines are critical."The Legal 500 Asia Pacific (2025) (Singapore)
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"One of the strongest points of working with Christopher & Lee Ong is their ability to adjust and adapt to growing mechanisms of complex deals. Part of one of the largest group of affiliated law firms in Asia, it is easy to tap into their network in different jurisdictions."The Legal 500 Asia-Pacific (2025) (Singapore)
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"Rajah & Tann Singapore LLP is well placed to give regulatory advice on novel financial projects, multi-jurisdictional transactions, and crowdfunding mandates. Payment services licence applications, NFT product offerings and the issuance of digital tokens are other notable areas of activity..."The Legal 500 Asia Pacific 2024 (Singapore)
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"Rajah & Tann are acutely aware of the commercial context in rendering legal advice to navigate a regulatory minefield instead of delivering textbook answers."Chambers Asia-Pacific 2024 (Singapore)
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"Rajah & Tann Singapore LLP has a longstanding specialist team with extensive experience in listed and unlisted derivatives, and other financial products. The firm, which is highly credible in both transactions and advisory matters, has also successfully targeted new economy areas such as digital tokens, initial coin offerings (ICOs), payment systems, and digital banking licenses."The Legal 500 Asia-Pacific 2024 (Singapore)
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"Rajah & Tann has a strong technology practice. The firm's FinTech team is equally adept on the financial side, working on digital payments matters and with startups and investment funds on financing deals."Chambers Fintech 2024 (Singapore)
Rajah & Tann is a market leader and understands the ebbs and flows of the banking and financing industries. The firm brings an unparalleled book of experience in navigating tough commercial terms."
Chambers Asia-Pacific 2025 (Singapore)
Our Financial Services Team
Director, Rajah & Tann (Thailand) Limited